BASE ASSET INVESTING refers to the actual cash someone has to invest today and would contribute on a regular basis. Returns are relative to the product selected and historically proven over decades of performance averaging 6% to 9%. The illustration below does not advocate for any specific investment. It only displays presumptions for future values over a stated period of time while considering the affect of inflation. Understanding this and what it would take to maintain one’s standard of living through retirement, is paramount to financial planning. Interestingly enough, this is where traditional advisory both begins and ends. The same is true regardless of the plan’s complexity or product diversification.